Uninsured Motorist Accident Lawyers in Illinois
What to Do If You Are Hit By an Uninsured or Underinsured Driver
A car accident is a shocking and overwhelming event that can lead to significant injuries and property damage. Luckily, auto insurance is available to protect all motor vehicle operators and injured parties if an accident should occur. But what happens if a liable driver doesn’t have insurance?
If you find yourself in this situation, call the Illinois uninsured motorist attorneys at Sam C. Mitchell & Associates. Our lawyers have over a century of collective experience and have helped thousands of clients recover damages in complex car accident cases. We are knowledgeable about state and federal laws and can represent your interests in court.
Understanding Illinois’ Auto Insurance Laws
Per state law, all registered motor vehicles must be covered by liability insurance. When a driver is responsible for an accident, their insurance policy can cover any property damage and/or a plaintiff’s injuries. However, if an uninsured motorist causes an accident, they may face severe legal penalties on top of a costly lawsuit.
The penalties for being an uninsured motorist include:
- License plate registration suspension
- Driver’s license suspension
- Minimum $500 fine for operating an uninsured vehicle
- Minimum $1,000 fine for operating a vehicle if the registration has been suspended
Unfortunately, it can be difficult to file a claim against the liable party if they don’t have insurance. In most cases, they can’t personally afford the extent of your medical and financial needs.
Insurance companies do provide uninsured motorist coverage to protect families against any damage caused by an uninsured driver. However, claims adjusters are not always eager to provide benefits. It’s important to examine your legal options with an attorney to ensure that you’re being treated fairly. If an insurance company isn’t providing equitable aid, your lawyer may be able to recover financial damages that exceed your policy limits.
Schedule a Consultation
We understand that this is a complicated legal process to navigate. It’s imperative that you retain legal guidance as soon as possible if you find yourself in this difficult position. At Sam C. Mitchell & Associates, our uninsured motorist accident attorneys in Illinois focus solely on personal injury cases and can guide you through the process.
Contact our Illinois uninsured motorist accident lawyers at (618) 505-1660 to explore your legal options.
Free Initial Case Evaluations
You Pay Nothing Unless We Win
Over 3,700 Cases Handled
Committed to Integrity Above All Else
Over $200 Million Recovered for Our Clients
Over a Century of Combined Legal Experience
Burn Victim $24,000,000
House explosion involving a gas leak causing serious and permanent injuries to the occupants.
Auto Accident $9,000,000
Auto accident involving permanent injury to a mother and her unborn child.
Trucking Accident $2,500,000
Trucking accident which results in permanent injury to the client.
Auto Accident $2,500,000
JURY TRIAL VERDICT - A box truck pulled out in front of our client’s vehicle, resulting in a T-bone crash. Our client sustained serious injuries to his neck and left shoulder.
Slip & Fall $1,050,000
Woman slipped and fell over a parking block at a local restaurant in Nashville, IL. She was left with a broken hip and a long recovery.
Auto Accident 920,000
A man was sheading south on RT 45 in Saline County when TT slowed to make a turn and was rear-ended. Our client suffered injuries to his neck and shoulders. Justice was served for our client.
Auto Accident $875,000
Client was stopped at a red light in O'Fallon when another vehicle failed to stop rear-ending our client. He sustained injuries to his neck, low back and leg.
Auto Accident $750,000
JURY TRIAL VERDICT - Jury verdict in favor of our client who was injured in an intersection crash in Herrin, IL. Before the trial, the defendant’s insurance company withdrew all settlement offers and offered our client $0. Justice was served with a trial verdict of $750,000.
Pedestrian Accident $650,000
Client was struck on the head by a tree branch being cut by the defendant, leaving our client unconscious. He suffered a severe brain injury as a result.
Auto Accident $600,000
A woman was violently rear-ended in Marion, IL and sustained injuries to both of her knees from striking the dashboard and an injury to her foot.