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Uninsured Motorists

Uninsured Motorist Accident Lawyers in Illinois

What to Do If You Are Hit By an Uninsured or Underinsured Driver

A car accident is a shocking and overwhelming event that can lead to significant injuries and property damage. Luckily, auto insurance is available to protect all motor vehicle operators and injured parties if an accident should occur. But what happens if a liable driver doesn’t have insurance?

If you find yourself in this situation, call the Illinois uninsured motorist attorneys at Sam C. Mitchell & Associates. Our lawyers have over a century of collective experience and have helped thousands of clients recover damages in complex car accident cases. We are knowledgeable about state and federal laws and can represent your interests in court.

We work on a contingency fee basis. Call Sam C. Mitchell & Associates at (618) 505-1660 or submit an online contact form to schedule a consultation.

Understanding Illinois’ Auto Insurance Laws

Per state law, all registered motor vehicles must be covered by liability insurance. When a driver is responsible for an accident, their insurance policy can cover any property damage and/or a plaintiff’s injuries. However, if an uninsured motorist causes an accident, they may face severe legal penalties on top of a costly lawsuit.

The penalties for being an uninsured motorist include:

  • License plate registration suspension
  • Driver’s license suspension
  • Minimum $500 fine for operating an uninsured vehicle
  • Minimum $1,000 fine for operating a vehicle if the registration has been suspended

Unfortunately, it can be difficult to file a claim against the liable party if they don’t have insurance. In most cases, they can’t personally afford the extent of your medical and financial needs.

Insurance companies do provide uninsured motorist coverage to protect families against any damage caused by an uninsured driver. However, claims adjusters are not always eager to provide benefits. It’s important to examine your legal options with an attorney to ensure that you’re being treated fairly. If an insurance company isn’t providing equitable aid, your lawyer may be able to recover financial damages that exceed your policy limits.

Schedule a Consultation

We understand that this is a complicated legal process to navigate. It’s imperative that you retain legal guidance as soon as possible if you find yourself in this difficult position. At Sam C. Mitchell & Associates, our uninsured motorist accident attorneys in Illinois focus solely on personal injury cases and can guide you through the process.

Contact our Illinois uninsured motorist accident lawyers at (618) 505-1660 to explore your legal options.

Why You Can Trust Us

The Right Firm Can Make the Difference
  • Free Initial Case Evaluations
  • You Pay Nothing Unless We Win
  • Over 3,700 Cases Handled
  • Committed to Integrity Above All Else
  • Over $200 Million Recovered for Our Clients
  • Over a Century of Combined Legal Experience

Case Results

Over $200 Million Recovered for Our Clients
  • Burn Victim $24,000,000

    House explosion involving a gas leak causing serious and permanent injuries to the occupants.

  • Auto Accident $9,000,000

    Auto accident involving permanent injury to a mother and her unborn child.

  • Trucking Accident $2,500,000

    Trucking accident which results in permanent injury to the client.

  • Auto Accident $2,500,000

    JURY TRIAL VERDICT - A box truck pulled out in front of our client’s vehicle, resulting in a T-bone crash. Our client sustained serious injuries to his neck and left shoulder.

  • Slip & Fall $1,050,000

    Woman slipped and fell over a parking block at a local restaurant in Nashville, IL. She was left with a broken hip and a long recovery.

  • Auto Accident 920,000

    A man was sheading south on RT 45 in Saline County when TT slowed to make a turn and was rear-ended. Our client suffered injuries to his neck and shoulders. Justice was served for our client.

  • Auto Accident $875,000

    Client was stopped at a red light in O'Fallon when another vehicle failed to stop rear-ending our client. He sustained injuries to his neck, low back and leg.

  • Auto Accident $750,000

    JURY TRIAL VERDICT - Jury verdict in favor of our client who was injured in an intersection crash in Herrin, IL. Before the trial, the defendant’s insurance company withdrew all settlement offers and offered our client $0. Justice was served with a trial verdict of $750,000.

  • Pedestrian Accident $650,000

    Client was struck on the head by a tree branch being cut by the defendant, leaving our client unconscious. He suffered a severe brain injury as a result.

  • Auto Accident $600,000

    A woman was violently rear-ended in Marion, IL and sustained injuries to both of her knees from striking the dashboard and an injury to her foot.


Client Testimonials

Hear From People We've Helped
  • “The sincerity that he showed is what separates Mr. Dihle from others I have interacted with. I would certainly recommend him to anyone looking for a sharp, knowledgeable lawyer who gets the best for his client.”

    - Nathan
  • “Sam C. Mitchell & Associates handled my case fairly and professionally I was able to put the worry of the legalities and paperwork aside and focus on my rehabilitation after my accident.”

    - Sally
  • “My wife and I hired Mr. Dihle in an accident claim. He has proved very well versed in the law concerning the claim. He and his aid we're always pleasant and helpful in explaining what could and could not be done.”

    - Cathy
  • “Bill explained everything to me and kept me notified of how my case was preceding. Attorney Bill Alexander was very friendly and made my very comfortable.”

    - Keith
  • “They fight for their clients and their rights with passion. Their competitive nature gives them an advantage no one can compare to. On top of all of this, they give back.”

    - Iris